Ripple and Privy Partner to Bring Embedded Wallets to the XRP Ledger
Ripple has partnered with Privy, a wallet infrastructure company owned by Stripe, to enable developers to embed XRP Ledger wallets directly into applications. The integration adds support for XRP, RLUSD, AI agent payments, and the x402 payment protocol, expanding the XRPL developer ecosystem.
Ripple has announced a partnership with Privy, a wallet infrastructure provider acquired by Stripe, to bring embedded wallet functionality to the XRP Ledger. The collaboration allows developers to integrate XRPL-native wallets directly into their applications without requiring users to manage external wallet software.
The integration supports multiple asset types and use cases, including XRP, Ripple's stablecoin RLUSD, payments initiated by AI agents, and the x402 protocol. The x402 standard is designed to enable machine-readable, programmable payments over HTTP, positioning XRPL as infrastructure for automated and agentic payment flows.
By lowering the technical barrier for developers to build XRPL-connected products, the partnership broadens the potential user base for both XRP and RLUSD. Embedded wallets reduce onboarding friction, which has historically been a challenge for mainstream adoption of blockchain-based payment rails.
The involvement of Stripe through its Privy subsidiary adds a notable fintech dimension to the deal. Stripe processes hundreds of billions of dollars in payments annually, and its ownership of Privy signals growing institutional interest in XRP Ledger infrastructure from established payments companies.
Key facts
- •Ripple has partnered with Privy, a Stripe-owned wallet infrastructure company
- •Developers can now embed XRP Ledger wallets directly into applications via Privy
- •The integration supports XRP, RLUSD, AI agent payments, and the x402 protocol
- •x402 is designed for programmable, machine-readable HTTP payments
- •The partnership lowers the technical barrier for building XRPL-connected products
- •Stripe's ownership of Privy connects a major global payments processor to XRPL infrastructure